body {
	background-color: #F5F8FD;
	margin-bottom: 0px;
	margin-left: 0px;
	margin-right: 0px;
	margin-top: 0px;
}
p {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color:#000000;
}
a:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000
	text-decoration: underline;
	color: #0000EE;
}
a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: Navy;
	text-decoration: none;
}
a:visited {
    font-family: Verdana, Arial, Helvetica, sans-serif;
    font-size: 12px;
    color: #0000EE;
    text-decoration: underline;
}

h3 {
	font-family: "Times New Roman", Times, serif;
	font-size: 18px;
	color: #447CB7;
	}
	
	h4 {
	font-family: "Times New Roman", Times, serif;
	font-size: 16px;
	color: #447CB7;
	}